For the envelope system - we pay our bills online via credit card, so internet, utilities, mortgage - all of that is set. We just use the envelopes for groceries, eating out, the dog, etc. The key for us has been to stick to our guns - if we run out of money in a category, then we don't spend more no exceptions. Let me know how it goes if you try it!
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Lol, hysterical.
ReplyDeleteFor the envelope system - we pay our bills online via credit card, so internet, utilities, mortgage - all of that is set. We just use the envelopes for groceries, eating out, the dog, etc. The key for us has been to stick to our guns - if we run out of money in a category, then we don't spend more no exceptions. Let me know how it goes if you try it!